This memorial website was created in the memory of our loved one, Austin Baker who was born in North Carolina on July 22, 1989 and passed away on August 24, 2005 at the age of 16. We will remember him forever. Austin rode dirt bikes, 4-wheelers, wakeboarded, skateboarded, in-line skated - he was quite the dare devil. Austin James Baker Memorial Foundation.

We are community bankers providing exceptional service throughout East Texas. We are a trusted financial source for the families and businesses we serve. We will always act with honor and integrity. Tuesday, September 17, 2013. Credit Scores - FICO 101. The following information is shared by Eddie Johansson in his FICO 101 Seminar provided by Independent Bankers Association of Texas.

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